Precious Stones

January - Garnet
February- Amethyst
March - Aquamarine
April - Diamond
May - Emerald
June - Pearl
July - Ruby
August - Sardonyx
September - Sapphire
October - Opal
November - Topaz
December - Turquoise

Insure Your Rings

Wedding rings increase in value over time. This makes it important to insure your rings. Before doing so, have your rings appraised. Also be sure to get a clear chose up photo and keep in a safe deposit box. Check with your insurance agent for the kinds of coverage available.

Understand your policy by reading the fine print. Be sure that you are getting the best coverage available. Not all policies will cover lost stones; others give cash settlement only for the appraised value at the time of purchase. You want to be sure that your policy will get you full replacement value.